Stop telling me the credit crunch is to blame

Criminal behaviour of the banking sector and the negligence of the Government and regulators is to blame. Together their behaviour fuelled a massive property price increase over a decade. Now that they have gorged themselves, the economy suffers and so does the man on the street.

Let the banks go down, prepare to nationalise the banking industry if the system fails, support those in financial difficulties and investigate the criminal behaviour and negligence at all levels.